._page_plbh3_1{--navy:#0a263b;--navy-deep:#071d2c;--petrol:#126c78;--petrol-dark:#0b5964;--ink:#142d3b;--muted:#526777;--pale:#eaf5f6;color:var(--ink);background:#f8fbfc;min-height:100vh}._page_plbh3_1 *,._page_plbh3_1 :before,._page_plbh3_1 :after{box-sizing:border-box}._page_plbh3_1 a{text-underline-offset:3px}._shell_plbh3_15{width:min(1160px,100% - 40px);margin-inline:auto}._hero_plbh3_16{isolation:isolate;background:linear-gradient(122deg, var(--navy-deep) 0%, #123b50 56%, #0b6170 100%);color:#fff;padding:32px 0 54px;position:relative;overflow:hidden}._heroGlow_plbh3_24{z-index:-1;pointer-events:none;background:radial-gradient(circle,#5bc2c430,#0000 68%);border-radius:50%;width:680px;height:680px;position:absolute;top:-220px;right:-160px}._breadcrumb_plbh3_35{color:#d3e7ea;flex-wrap:wrap;align-items:center;gap:10px;font-size:.82rem;display:flex}._breadcrumb_plbh3_35 a{color:inherit;text-decoration:none}:is(._breadcrumb_plbh3_35 a:hover,._breadcrumb_plbh3_35 a:focus-visible){color:#fff;text-decoration:underline}._breadcrumb_plbh3_35 span:last-child{color:#fff}._eyebrow_plbh3_39{letter-spacing:.18em;color:#9ce0e1;margin:62px 0 16px;font-size:.73rem;font-weight:800}._heroTitle_plbh3_40{color:#fff;letter-spacing:-.038em;max-width:930px;margin:0;font-size:clamp(2.25rem,5vw,4.15rem);font-weight:800;line-height:1.13;animation:.55s ease-out both _rise_plbh3_1}._heroLead_plbh3_41{color:#deeff1;max-width:800px;margin:25px 0 0;font-size:clamp(1rem,1.65vw,1.17rem);line-height:1.8;animation:.7s ease-out 80ms both _rise_plbh3_1}._heroActions_plbh3_42{flex-wrap:wrap;gap:12px;margin-top:29px;animation:.7s ease-out .16s both _rise_plbh3_1;display:flex}._primaryButton_plbh3_43,._outlineButton_plbh3_43,._sectionButton_plbh3_43,._asideButton_plbh3_43{border-radius:10px;justify-content:center;align-items:center;gap:12px;padding:14px 19px;font-weight:750;line-height:1.3;text-decoration:none;transition:transform .18s,box-shadow .18s,background-color .18s;display:inline-flex}._primaryButton_plbh3_43{color:#083040;background:#e8ffff}._outlineButton_plbh3_43{color:#fff;background:#ffffff0f;border:1px solid #ffffff61}._primaryButton_plbh3_43:hover,._outlineButton_plbh3_43:hover,._sectionButton_plbh3_43:hover,._asideButton_plbh3_43:hover{transform:translateY(-2px);box-shadow:0 10px 24px #00121d21}:is(._primaryButton_plbh3_43:focus-visible,._outlineButton_plbh3_43:focus-visible,._sectionButton_plbh3_43:focus-visible,._asideButton_plbh3_43:focus-visible){outline-offset:3px;outline:3px solid #78ced3}._heroFoot_plbh3_48{color:#cfedf1;border-top:1px solid #ffffff30;flex-wrap:wrap;gap:11px 25px;margin-top:47px;padding-top:19px;font-size:.85rem;display:flex}._heroFoot_plbh3_48 span:before{content:"✓";color:#92e4df;margin-right:9px;font-weight:800}._introWrap_plbh3_50{max-width:890px;padding:59px 0 36px}._introKicker_plbh3_51,._kicker_plbh3_51{letter-spacing:.15em;color:var(--petrol);margin:0 0 12px;font-size:.73rem;font-weight:800}._intro_plbh3_50{color:#3b5261;margin:0;font-size:1.13rem;line-height:1.85}._criteriaSection_plbh3_53{border-bottom:1px solid #dce8eb;padding-bottom:43px}._sectionHeading_plbh3_54 h2{letter-spacing:-.024em;color:var(--navy);margin:0 0 22px;font-size:clamp(1.6rem,3vw,2.25rem);line-height:1.26}._criteriaGrid_plbh3_55{grid-template-columns:repeat(4,minmax(0,1fr));gap:12px;display:grid}._criterion_plbh3_56{background:#fff;border:1px solid #dce9eb;border-radius:15px;padding:24px 21px 25px;transition:border-color .18s,transform .18s;box-shadow:0 6px 23px #143a4a09}._criterion_plbh3_56:hover{border-color:#95cdd1;transform:translateY(-3px)}._criterionNumber_plbh3_58{color:#0b7f87;letter-spacing:.06em;font-size:.8rem;font-weight:800}._criterion_plbh3_56 h3{color:#0a293b;margin:15px 0 9px;font-size:1rem;font-weight:800;line-height:1.35}._criterion_plbh3_56 p{color:#586c77;margin:0;font-size:.88rem;line-height:1.65}._layout_plbh3_61{grid-template-columns:minmax(0,1fr) 288px;align-items:start;gap:45px;padding:54px 0 98px;display:grid}._article_plbh3_62{min-width:0}._section_plbh3_43{border-bottom:1px solid #dbe7ea;margin-bottom:43px;padding:0 0 39px;scroll-margin-top:95px}._section_plbh3_43 h2,._rayhaneSection_plbh3_64 h2,._conclusion_plbh3_64 h2{letter-spacing:-.025em;color:var(--navy);margin:0 0 20px;font-size:clamp(1.45rem,2.5vw,2rem);font-weight:800;line-height:1.27}._section_plbh3_43 h3{color:var(--navy);margin:26px 0 12px;font-size:1.12rem}._section_plbh3_43 p:not(._kicker_plbh3_51),._rayhaneSection_plbh3_64 p:not(._kicker_plbh3_51),._conclusion_plbh3_64 p{color:#465e6b;margin:0 0 17px;font-size:1rem;line-height:1.86}._section_plbh3_43 a,._rayhaneSection_plbh3_64 a:not(._sectionButton_plbh3_43),._conclusion_plbh3_64 a{color:#096877;font-weight:750}._section_plbh3_43 a:hover,._conclusion_plbh3_64 a:hover{color:#034b58}._inlineNote_plbh3_69{background:#eaf6f6;border-left:3px solid #187e86;border-radius:0 10px 10px 0;align-items:flex-start;gap:12px;margin-top:19px;padding:18px 20px;display:flex}._noteIcon_plbh3_70{color:#07525c;background:#cbe7e9;border-radius:50%;flex:none;place-items:center;width:26px;height:26px;font-weight:800;display:grid}._inlineNote_plbh3_69 p{margin:0!important;font-size:.93rem!important}._rayhaneSection_plbh3_64{background:linear-gradient(140deg,#fff 0%,#f1f9f9 100%);border:1px solid #cfe5e8;border-radius:17px;margin-bottom:49px;padding:30px 33px 33px;scroll-margin-top:95px}._sectionButton_plbh3_43{background:var(--petrol-dark);margin-top:9px;color:#fff!important}._sectionButton_plbh3_43:hover{background:#083f4e}._faqList_plbh3_75{gap:12px;display:grid}._faqItem_plbh3_76{background:#fff;border:1px solid #deeaec;border-radius:13px;padding:18px 21px 13px}._faqItem_plbh3_76 h3{margin:0 0 8px;font-size:1.03rem;line-height:1.5}._faqItem_plbh3_76 p{margin-bottom:0!important;font-size:.94rem!important}._conclusion_plbh3_64{background:#e9f5f6;border-radius:16px;padding:30px}._conclusion_plbh3_64 p:last-child{margin-bottom:0}._aside_plbh3_43{position:sticky;top:24px}._asideCard_plbh3_82{background:var(--navy);color:#fff;border-radius:16px;padding:28px 23px}._asideEyebrow_plbh3_83{color:#9fdbde;letter-spacing:.15em;margin:0 0 14px;font-size:.7rem;font-weight:800}._asideCard_plbh3_82 h2{letter-spacing:-.02em;color:#fff;margin:0 0 13px;font-size:1.46rem;line-height:1.3}._asideCard_plbh3_82>p:not(._asideEyebrow_plbh3_83){color:#d4e5ea;margin-bottom:23px;font-size:.91rem;line-height:1.65}._asideButton_plbh3_43{color:#07303c;background:#e1fafa;padding:13px;display:flex}._asideMail_plbh3_87{color:#d7f2f3;overflow-wrap:anywhere;text-align:center;margin-top:17px;font-size:.82rem;display:block}._asideLinks_plbh3_88{margin-top:18px;padding:19px 10px}._asideLinks_plbh3_88 p{color:#0c6772;letter-spacing:.15em;margin:0 0 12px;font-size:.72rem;font-weight:800}._asideLinks_plbh3_88 a{color:#1d3d4a;border-bottom:1px solid #d6e5e7;justify-content:space-between;gap:8px;padding:13px 0;font-size:.92rem;font-weight:650;line-height:1.5;text-decoration:none;display:flex}._asideLinks_plbh3_88 a:hover{color:#0a7781}@keyframes _rise_plbh3_1{0%{opacity:0;transform:translateY(13px)}to{opacity:1;transform:translateY(0)}}@media (max-width:930px){._criteriaGrid_plbh3_55{grid-template-columns:repeat(2,minmax(0,1fr))}._layout_plbh3_61{grid-template-columns:minmax(0,1fr);gap:20px}._aside_plbh3_43{grid-template-columns:1fr 1fr;gap:20px;display:grid;position:static}._asideLinks_plbh3_88{margin:0}}@media (max-width:600px){._shell_plbh3_15{width:min(1160px,100% - 28px)}._hero_plbh3_16{padding:22px 0 37px}._eyebrow_plbh3_39{margin-top:38px}._heroLead_plbh3_41{line-height:1.68}._heroActions_plbh3_42{flex-direction:column;align-items:stretch}._primaryButton_plbh3_43,._outlineButton_plbh3_43{width:100%}._heroFoot_plbh3_48{margin-top:29px;font-size:.79rem}._introWrap_plbh3_50{padding:35px 0 30px}._intro_plbh3_50{font-size:1.02rem;line-height:1.75}._criteriaGrid_plbh3_55{grid-template-columns:1fr;gap:10px}._criterion_plbh3_56{padding:20px}._layout_plbh3_61{padding-top:40px;padding-bottom:60px}._section_plbh3_43{margin-bottom:32px;padding-bottom:26px}._rayhaneSection_plbh3_64,._conclusion_plbh3_64{padding:22px}._aside_plbh3_43{display:block}._asideLinks_plbh3_88{margin:14px 0 0}}@media (prefers-reduced-motion:reduce){._heroTitle_plbh3_40,._heroLead_plbh3_41,._heroActions_plbh3_42{animation:none}._criterion_plbh3_56,._primaryButton_plbh3_43,._outlineButton_plbh3_43,._sectionButton_plbh3_43,._asideButton_plbh3_43{transition:none}}